Featured Home Loan Programs

CONVENTIONAL

Home Loan

• As Low As 3% Down
• 620 Minimum Credit Score
• Max Loan Amount $806,500

FHA

Home Loan

• 3.5% Down Payment
• 600 Minimum Credit Score
• Max Loan Amount $524,225

USDA

Home Loan

• 100% Financing
• 620 Minimum Credit Score
• Low Mortgage Insurance

 

VA

Home Loan

• 100% Financing
• No Mortgage Insurance (PMI)
• Max Loan Amount $806,500

 

Top Mortgage Lender in Lafayette, LA

At Family First Mortgage Inc., we proudly serve Lafayette, LA, and surrounding areas as a trusted mortgage lender and mortgage broker offering expert home loan solutions. With over 70 years of combined experience, our team provides a personalized home financing experience across Louisiana and Texas. As a leading mortgage company in Lafayette, we’re committed to delivering some of the lowest mortgage rates and fees in the industry. Our exceptional client service in Lafayette and Acadiana is backed by over 180 five-star reviews on Google. Trust us for all your home mortgage needs in Lafayette, Louisiana, and Texas.

Lafayette's trusted mortgage lender: Start your home loan journey today!

Whether you're a first-time home buyer or looking to refinance, we offer expert guidance on home loans in Lafayette, making the process clear and easy. At Family First Mortgage Inc., we’re more than a Mortgage lender, your family becomes our family. We’re your trusted Mortgage Company in building a stronger financial future. Explore various loan options, including

Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. In the state of Texas, we will be focusing on the larger metro areas: Austin, Dallas, and Houston just to name a few.

How much do you qualify for?

No Obligation. No Credit Check.

Why Choose Us

$1 Billion +

in loans funded to date

4500+

Families Helped Since 2004

182

Five Star Google Reviews 

A selfie picture of a happy family

About Family First Mortgage

To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

“Family is our mission. We want to reach people and make an impact in their lives. We are here to help clients achieve their dreams,” says Chris. He explains that it's his goal is to reach the community in any positive way. He wants Family First Mortgage to become a beacon of light for Acadiana, starting with faith in God and Family. Helping people to finance their dreams is just the beginning. Chris has taken the name Family First and extended it to mean community as well. “We want every customer to feel connected and comfortable with our process. This isn't just about finance for them or for us. It's deeply personal and we want them to feel like family.”

It's obvious to anyone who walks through the doors at Family First, that this experience will be like no other in Acadiana. Chris leads his entire Family First team by example, often reminding them to LEAD.

L-Love.
E-Encourage.
A-Affirm.
D-Develop.

“That's what I try to show everyone who walks in this building. We want people to leave better off than they came to us.”

The latest in mortgage news.

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Our clients are the foundation of our success

  • Family First Mortgage helped me and my family to achieve a better life choice and they worked with me every step of the way to make sure I was taken... read more

    Brittney Hayes Avatar Brittney Hayes
    February 28, 2024

    Our Mortgage broker Chris is fantastic. He’s not only a great friend but an even better broker. He’s always on his game and very knowledgeable and prompt with anything I’ve... read more

    Johann Sathre Avatar Johann Sathre
    July 28, 2024

    The absolute best!!! Chris and Hannah are amazing, they walked us through every step of the process. They are absolutely beautiful people. We absolutely highly recommend them!

    Dawn Vedros Avatar Dawn Vedros
    February 28, 2023

    If you want someone who is extremely invested in your life, and work then Barron Hubert is the man for you! He’s been calling me every week for 5 months... read more

    Stone Sawyer Avatar Stone Sawyer
    February 28, 2023
  • Derrick and I have used Chris for multiple properties and plan to use him for future purchases. Chris is knowledgeable, professional and very dedicated to making sure we were satisfied... read more

    Tayla L Avatar Tayla L
    February 28, 2024

    Family first were very great people to work with very smooth and quick. Any questions I had were answered with ease and kindness. Definitely would recommend to anyone!!

    Dustin Robarge Avatar Dustin Robarge
    November 28, 2024

    Jason and the rest of the staff at Family First Mortgage were absolutely phenomenal!!! He made a very stressful situation extremely seamless!! I highly recommend Jasón and Family First Mortgage!!

    Oto Collins Avatar Oto Collins
    February 28, 2024

    We worked with Jason Alexander for the home we closed on in May. He was efficient, honest and friendly. Everything he told me was on point and it made the... read more

    Brittany Glenn Avatar Brittany Glenn
    February 28, 2024
  • There is nothing better than working with family and that’s exactly how Chris Chustz at Family First Mortgage has made us feel! Chris has been and will always be our... read more

    Lindsay Sathre Avatar Lindsay Sathre
    July 28, 2024

    Chris was such a pleasure to work with in getting approved for our dream home. He went above and beyond to ensure that it was such a smooth process and... read more

    Greg Wilborn Avatar Greg Wilborn
    June 28, 2024

    Chris and I worked together for over a year and a half and it was by far, the best experience I've had working with a mortgage company. I went through... read more

    julia trahan Avatar julia trahan
    February 28, 2024

    Family first mortgage was a absolute pleasure to work with. From beginning to end felt like a valued customer. Would highly recommend and plan to use them again in the... read more

    sam smith Avatar sam smith
    February 28, 2024
  • Great experience! Chris is the best, very professional and personable, highly recommend for anyone buying a home!

    Alexander Thomas Avatar Alexander Thomas
    January 28, 2025

    My fiance and I recently had the pleasure of working with Family First Mortgage. To put it short, we had an excellent experience. We spoke with Jason Alexander, who is... read more

    Jean Denis Avatar Jean Denis
    February 28, 2024

    Nice and friendly staff. Good interest rates. I would recommend to any one looking for a trust worthy lending company

    Nathalie Day Avatar Nathalie Day
    February 7, 2025

    My family and I decided to build about 8 months ago. Hannah with Family First Mortgage acted in our behalf as our broker. We’re now about to move in thanks... read more

    Brandon D Avatar Brandon D
    February 28, 2023